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Citizens Financial Services, Inc. is a $2.89 billion bank headquartered in Mansfield, Pennsylvania, and is the parent company of FCCB (First Citizens Community Bank). 

FCCB (First Citizens Community Bank) is committed to delivering a comprehensive suite of financial services tailored to meet the diverse needs of our clients. Our offerings include mortgage and real estate loans, high-yield rewards checking, trust and investment solutions, business loans, and streamlined cash management services designed to optimize efficiency and savings for businesses of all sizes.

 

Headquartered in Mansfield, Pennsylvania, FCCB has strategically positioned itself with 39 branches across various counties in Pennsylvania, extending our reach to Tioga, Bradford, Potter, Clinton, Centre, Union, Lebanon, Lancaster, Schuylkill, Berks, Bucks, Montgomery, Philadelphia, and Chester. Additionally, we proudly serve Allegany County in New York, along with New Castle and Kent Counties in Delaware, and Burlington County in New Jersey.

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Investor Presentations

Third Quarter 2024 Deck

Third Quarter 2023 Deck

PDFs

Annual Report/10-K

Proxy Statement

CFS 2023 Summary Report

Dividend Reinvestment Plan Prospectus

IRS Form 8937 – Report of Organizational Actions Affecting Basis of Securities

2024

2023

2022

2021

2020 B

2020 A

2019

2018

2017

2016

2015

2014

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