Realizing your dream of becoming a medical professional took hard work and a significant financial commitment. Now let First Citizens help you realize your dream of becoming a homeowner.
Details
We've designed two mortgage options specifically for medical professionals holding MD, DM, DO, DPO, DDS, DMD, PA, CRNA, CRNP, or DPT credentials. Here's what they offer:
100% Financing:
- Use for buying a new home, constructing one, or refinancing your current residence.
- No down payment required, making homeownership more accessible.
- Borrower covers closing costs (applies to primary residences only).
- No need for Private Mortgage Insurance (PMI), saving you money.
- Simplify budgeting with one monthly payment.
- Choose from fixed-rate terms for added stability.
80/20 Mortgages:
- Pay off your loan faster and build equity more quickly.
- Consists of an 80% first mortgage with terms of 15, 20, or 30 years.
- The remaining 20% is a home equity loan.
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Requirements
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Eligibility Requirements:
- Medical professionals holding MD, DM, DO, DPO, DDS, DMD, PA, CRNA, CRNP, or DPT credentials.
- Provide a valid employment contract or three years of tax returns.
- Auto payment from an FCCB checking account is required.
Apply now for your hassle-free mortgage solution tailored for medical professionals.
All loans are subject to credit approval.
NMLS ID: 401353