Apply or Prequalify for a Mortgage
Buying a home can feel overwhelming with changing rates and high prices, but getting prequalified for a mortgage can make it easier. Prequalification helps you understand what you can afford, how much you can borrow, and what your payments might be. It's free, carries no obligation, and makes you a more attractive buyer.
With this knowledge, you can confidently browse listings, attend open houses, and find a home that fits your needs without financial stress. Whether you're a first-time buyer or upgrading, prequalification is a smart move that prepares you to seize opportunities. Start your homebuying journey with confidence and clarity today.
Ready to get started? These documents will help you complete your application:
- Two years of W2s and/or 1099s
- Two years of tax returns including all schedules
- One month of most recent paystubs
- Two months of most recent bank statements
- Social Security/Disability award letter
- Alimony/Child Support documentation
- Divorce decree or legal separation paperwork
- Copy of government issued identification
- Two acceptable forms of identification, one with a photo
Questions? Contact one of our Mortgage Experts!
NMLS ID: 401353. Please note - completing a mortgage application will result in a credit check. All loans are subject to credit approval.