Student Checking

We believe a checking account is a vital first step to financial independence. Our Student Checking account is a convenient and affordable solution for students and their parents – regardless of where the student is going to college! 

• No minimum balance
• No monthly fees
• Paper statements are a thing of the past! Sign up for eStatements
• $50 minimum deposit to open
  • Free mobile banking with mobile deposit
  • Online bill pay
  • Free mobile app to pay bills, check balances or send money to another person
  • E-statements
  • Free Debit Card — and if you have to use another ATM not owned by First Citizens, we’ll waive the fees up to 5 times each month

Stop by any First Citizens Branch today to open your Free Student Checking Account. It only takes a few minutes, it’s free and loaded with convenience!

We also offer...

Private education loans^^ with competitive interest rates and a choice of repayment options. A private education undergrad loan is for students attending a four-year program to obtain a bachelor's degree or higher to cover tuition and additional fees and expenses. 

• Minimum individual loan amount of $1,000
• Maximum individual loan amount up to the cost of attendance less other financial aid as certified by the school
• Payments can be fully deferred (6-month deferment), interest-only payments, or immediate principal and interest payments
• No origination fee
• No prepayment penalty

**Free ATMs nationwide available in certain markets only. 
^{^}Free online bill pay available in certain markets only. 

^^ All loans are subject to credit approval.

Third party message/data rates may apply.