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The Benefits of ACH Direct Deposit & Debit for Small Business Owners

ACH, which stands for Automated Clearing House, is a system of sending and receiving payments directly between bank accounts with significantly lower fees than credit card payments and faster processing times than checks. While you have likely used ACH in your own life, either in the form of Direct Deposit pay or recurring mortgage or utility payments, you may be wondering how your business can benefit from incorporating these automated payments into its financial management. In this post, we'll discuss the ins and outs of ACH payments, when they might be most beneficial to use, and how they can save your business time and money.

12 Additional Costs to Include in Your Homebuying Decision

There's plenty to look forward to when you're buying a new home. But with all the excitement of packing moving boxes and planning for new decor, it?s easy to forget about the costs that come along with this process.

Should I Get a Business Credit Card?

Businesses of all sizes need funding to help cover both everyday expenses and large, one-time purchases. If you are just starting out as a business owner, you may not have the income or credit history to qualify for the business loan you need. Luckily, business credit cards are easier to obtain than traditional loans. When you apply for a commercial credit card, you give your business access to immediate funding and set yourself up to qualify for future loans. Here is what you should know before deciding if a business credit card is right for you.

Protect Yourself from Business Email Fraud

If you receive an email from a vendor saying they've changed banks and are requesting you start sending payments to that new bank - please stop, call and verify. Don't send a penny until you have phoned them at the number you have on file to verify the validity of the email. Make that call - don't respond to the email in question to confirm!

What Ag Businesses Need to Know About Diversification

Just like a financial advisor will tell you to put your money in a variety of accounts, stocks, and bonds in order to increase your earnings while reducing risk, the exact same principle can be applied to your agricultural business. Whether it's adding a new, possibly higher-earning crop to your standard rotation, branching out into other forms of agriculture like animal husbandry, or using your farm property for novel revenue streams that take advantage of the land, structures, or scenery, there are many ways you can diversify your business, adding stability, profitability, and longevity to your operation.